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Masterphonebot AI voice gateway (ERGO)

by ERGO Group (Munich Re)

Market unit: DE

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ERGO's third-generation 'Masterphonebot' handles more than 12,000 calls a day in Germany and ERGO's international core markets. It identifies and authenticates callers before an agent joins (insurance number, postcode, date of birth, name), passes caller details to the agent's screen, routes calls to the right team and sends routine requests such as care and hearing aids, powers of attorney, invoice submissions and benefit status to self-service. All of ERGO's call volume runs through one AI platform that can host further bots and generative AI tools; ERGO names Cognigy as its technology partner.

Natural language processingConversational AIIndividual life insuranceSupplementary health insuranceProperty insurance
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AI capability and maturity

AI capability level

UnderstandGenerateReasonDecideActCollaborate

See more information and theoretical background

Business context

Value chain steps
Customer service
Insurance branches
Individual life insuranceSupplementary health insuranceProperty insurance
Application scope
Customer-facing
Country or market unit
DE

Value and impact

Added value category
Customer experience improvementEfficiency gain

Technical details

AI category
Natural language processingConversational AI
Automation level
3/5

Compliance and governance

EU AI Act risk category
Limited risk
EU AI Act role
Deployer
Relevant policies
EU Artificial Intelligence ActGeneral Data Protection Regulation

Metadata

Development type
Scaled application
License model
Software as a service

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