UNIQA (Hungary) logo

NiQA AI claims reporting assistant (UNIQA)

by UNIQA (Hungary)

Market unit: HU

no ratings

NiQA is an AI-driven digital assistant of UNIQA for claims reporting, documented on UNIQA's Hungarian website. It listens to the customer's description, identifies the damage type and fills in the claim form in the background, verifies incoming information in real time, analyses uploaded photos as they arrive and checks submitted documents, alerting users to missing items. It currently covers burst pipes, water damage and broken glass and is being extended to further roles; trade press names Intuitech as technology partner.

Natural language processingComputer visionConversational AIProperty insurance
Compare this solution

1 free view left this month

AI capability and maturity

AI capability level

UnderstandGenerateReasonDecideActCollaborate

See more information and theoretical background

Business context

Value chain steps
Claims management
Insurance branches
Property insurance
Application scope
Customer-facing
Country or market unit
HU

Value and impact

Added value category
Customer experience improvementEfficiency gain

Technical details

AI category
Natural language processingComputer visionConversational AI

Compliance and governance

EU AI Act risk category
Minimal risk
EU AI Act role
Deployer
Relevant policies
EU Artificial Intelligence ActGeneral Data Protection Regulation

Metadata

Development type
Scaled application

Community

Average rating

0.0 · no ratings

Comments

Log in to join the discussion.

No comments yet. Be the first to comment.

Related solutions

FraudOps is a UK-based fraud case management and investigation tool, backed by Toolagen Venture Studios, that ingests alerts from detection systems such as FRISS, triages referrals and manages the full case lifecycle with SLA tracking. Generative-AI agents assemble referrals, run intelligence and watchlist searches, and draft investigation notes and reports; the vendor states it does not build predictive models. The vendor's website says it is live with Zurich Insurance and quotes a Zurich Claims Fraud Operations Manager. No Zurich, trade-press or award confirmation was found and the Zurich unit is not named, so this is a vendor claim only.

Generative AIRobotic process automationProperty insuranceMotor vehicle insurance+1
Act
no ratings01127

Zurich Chile uses SmartClaims LISA, a generative-AI and no-code decisioning platform from Chilean insurtech LISA, to automate health-claims reimbursement end to end. Zurich Chile handles about 350,000 health claims a month; by end-August 2024, 33% of traditionally reimbursed claims (roughly 33,000 a month) were processed automatically and settlement fell from about 4.5 days to within a day (Zurich, October 2024). Zurich's 2026 Qorus Innovation in Insurance Awards submission reports 65% end-to-end automation, settlement in 10 minutes, 35% cost reduction and +30 NPS points. More than 1.2 million claims were processed in 2025. The project was recognised at the Zurich Innovation Championship 2025 for impact in Latin America; the collaboration began through ZIC 2022.

Generative AIAnomaly detectionSupplementary health insurance
ActAI Development Index (ADI) 9/36
no ratings01127
Admiral Seguros (Admiral Group, Spain) logo
Tractable AI motor claims appraisal (Admiral Seguros)

by Admiral Seguros (Admiral Group, Spain)

ES

Admiral Seguros, the Spanish unit of the UK-based Admiral Group, uses Tractable's computer vision for straight-through motor claims. Customers photograph the vehicle damage via a web-app link; the AI assesses the damage and builds a repair estimate, so a claim can move from notification to settlement offer without an appraiser. Tractable reports 12,000 touchless claims in 2021, 90% of estimates processed without appraiser input, 96% accuracy compared with human appraisers and 98% of qualifying claims completed in under 15 minutes; 70-75% of customers who receive the link complete the claim.

Machine learning and predictive analyticsComputer visionMotor vehicle insurance
Decide
no ratings6230