Smile logo

Smile Self-Service Onboarding

Aging

by Smile · InsurTech

Market unit: Switzerland

no ratings

Generative onboarding assistant that helps customers configure and purchase digital insurance products entirely online with instant document generation.

Generative AIRecommendation engineProperty insuranceMotor vehicle insuranceLegal protection insurance

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AI capability and maturity

AI capability level

UnderstandGenerateReasonDecideActCollaborate

Capability Maturity Score (CMS)

4 / 6

Business Adoption Score (BAS)

3 / 6

AI Development Index (ADI)

12 / 36

See more information and theoretical background

Business context

Purpose of use

Make buying digital insurance simple and fully self-service.

Value chain steps
Marketing and distributionApplication and onboarding
Insurance branches
Property insuranceMotor vehicle insuranceLegal protection insurance
Application scope
Customer-facing
Business criticality
Business critical
Country or market unit
Switzerland

Value and impact

Added value category
Revenue increaseCustomer experience improvementEfficiency gain
Added value estimation

Increases completed online purchases versus the previous flow.

Time to value (months)
4
Competitive advantage gain

Pure-digital direct insurer with no intermediary friction.

Quality gain

Clearer guidance reduces application drop-off.

Technical details

AI category
Generative AIRecommendation engine
AI model name

GPT-4o

Model version

2024-10

AI platform provider
OpenAI API
Cloud provider
Google Cloud Platform
Technology stack
Next.jsOpenAI API
Interfaces used

Direct web platform

Architectural insights

Stateless assistant guiding a guided product configurator.

Automation level
4/5
Estimated IT difficulty
2/5

Compliance and governance

EU AI Act risk category
Limited risk
EU AI Act role
Provider
Relevant policies
General Data Protection RegulationSwiss Federal Act on Data Protection
Responsibilities

Digital product team owns the conversational purchase flow.

Data used

Product catalogue, pricing rules, anonymised session data.

Metadata

Development type
Minimum viable product
Go-live date
Dec 15, 2024
Estimated number of users
60,000
License model
Software as a service

Community

Average rating

0.0 · no ratings

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